Treasury-as-a-Service

AI-powered treasury management for optimized cash productivity

API-First Banking & Embedded Payments

Key Features

AI-powered Cash Flow Forecasting

Predictive analytics for accurate cash flow projections

90-day rolling forecasts
ML-based pattern recognition
Early warning indicators

Automated Fund Sweeps

Smart account balancing across multiple banking accounts

Rule-based transfers
Threshold-based triggers
Multi-bank compatibility

Idle Cash Allocation

Optimize returns on surplus funds with smart investments

Digital FDs4-6% Returns
Mutual Funds7-9% Returns
Debt Instruments5-8% Returns
OPERATING CASHSTRATEGIC CASH
0 MO6 MO12 MO18 MO24 MO

0-12 Months

Deposit Account

12-18 Months

Deposit Account

Money Making Instruments

FDIC Insured Sweep Account

Repo/Cash Swap

18 Months+

Money Making Instruments

U.S. Treasuries

Commercial Paper

Investment Grade Bonds

Cash Allocation Optimization

Working Capital (25%)
Digital FDs (30%)
Mutual Funds (25%)
Debt Instruments (20%)

Benefits for MSMEs & Corporates

4-9% extra returns on idle cash

90% reduction in manual tasks

AI-driven insights

Real-time visibility

ERP integration

Multi-bank connectivity

For MSMEs

  • Cash flow visibility
  • Working capital optimization
  • Simplified treasury operations

For Corporates

  • Advanced forecasting models
  • Enterprise-wide cash visibility
  • Regulatory compliance reporting
BluFin360: Elevate your Treasury - We monetise your funds

BluFin360: Elevate your Treasury - We monetise your funds

Discover how to unleash your idle capital with BluFin360

360 - covers all your needs

Empowering your finances

Transform your current account

Blufin360 revolutionizes how you manage your finances with top-tier treasury tools.

Powerful treasury tools

Access tools previously available only to large enterprises right at your fingertips.

Convert idle cash into growth

Maximize your financial potential by turning unused cash into investments.

Automate every step

Streamline your financial processes to save time and reduce errors.

Monitor your entire financial landscape

Get a comprehensive view of your finances with a single intelligent dashboard.

Designed for MSMEs and Corporates

Tailored treasury management solutions that cater to both small and large businesses.

Choose BluFin360

Choose BluFin360 for Treasury

Total Visibility & Control

View, analyze, and optimize all accounts and compliance activities in real time.

AI-Powered Cashflow Forecasting

Predict liquidity gaps using advanced machine learning models tailored for MSMEs and corporates in India.

Smart Earning on Idle Cash

Automatically sweep surplus funds into high-yield investment products without manual intervention.

Personalized Treasury Strategies

Platform learns from your cash cycles to recommend customized investment mixes for maximum yield.

Effortless Onboarding

Start with as little as 1 lakh idle balance with quick digital setup and no tedious paperwork.

Understanding Blufin360 Functionality

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1

Connect Your Financial Tools

Instantly link your business bank accounts, ERPs, and payment apps for consolidated visibility.

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2

Automate Your Finance Processes

Set intelligent, rules-based automations—like moving funds to mutual funds or digital FDs when balances exceed thresholds.

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3

Grow Your Idle Cash

Watch your idle cash generate up to 7%* annualized yields, while retaining full flexibility and visibility at all times.